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Right College, Right Price E-Book 99¢

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In Right College, Right Price – Palmasani shares these tips for Selecting the Best College at the Best Price:

1. Determine how much you can afford. There is more to this equation than savings. Be sure to factor in the $2,500 tax credit for each child attending college (based on income) and expenses that will be reduced or eliminated when your child goes to college.

2. Don’t base your decision on sticker price. All colleges are required to provide net price calculators which families can use to get a better idea of what the actual cost will be. Your student’s profile could result in affordable options at great schools.

3. When comparing award letters, subtract only grants and scholarships from the cost of attendance to determine net price. Exclude Direct Loans and work-study jobs. PLUS loans should never be included as a financial aid element.

4. Consider appealing directly to the college’s financial aid office if your family will experience a loss of income compared with 2012, will incur significant medical expenses, or if you pay private tuition for other children in your home

5. Negotiate a better price. Find 3-5 comparable schools with lower prices and show the difference to the admissions officer. Include official award letters if available. If the school wants your child to attend, they will often work to find extra award money. Whatever you do, don’t call it a negotiation!

Frank Palmasani began delivering seminars on the college financial aid and planning process, and estimates he has reached more than 200,000 people through his talks. He is a member of NACAC, IACAC, and the College Board.


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